VA loans

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VA loans help service members, veterans and eligible surviving spouses become homeowners. These loans are usually the best option for those that are qualified. The VA guarantees a portion of these loans, and that allows lenders to offer more favorable loan terms. Another great feature is that there is no down payment for most eligible borrowers.

• No down payment in most cases
• No mortgage insurance is required
• Lower average interest rates
• Requires a one time funding fee